Issue 03 · The Compliance Agent · Interactive Companion ← Back to Research
iProDecisions Research · Issue 03 · Interactive Companion

Compliance Architecture Self-Assessment

Score your institution across five tools · Results update in real time

This companion operationalizes the frameworks from Issue 03. Score your institution across the 8-layer architecture, five moat mechanics, regulatory convergence gaps, interval risk window, and 18-month playbook. Results are computed locally — no data leaves your browser.

Architecture Score
Moat Depth
Regulatory Readiness
Playbook Progress
Tool 01 of 05
8-Layer Architecture Maturity Score

Rate your institution's current deployment against each of the eight architecture layers. Honest scoring produces useful results — agent washing your own assessment is the most expensive form of self-deception.

0
Architecture Score
Not Started
0%
of Maximum (40)
Stage 0
40
Points to Close
Build foundation first
Architectural Insight
Complete the assessment above to receive your architectural diagnosis.
Tool 02 of 05
Five Moat Mechanics Depth Calculator

Rate your current position on each of the five compliance moat mechanisms. The compounding loop score shows how your moat is strengthening over time.

0
Moat Depth Score
/25 maximum
Compounding Rate
Not yet compounding
18mo
Est. Moat Build Time
to reach defensible depth
iProDecisions Research · Issue 03 · The Moat Compounding Loop
Five Mechanisms · One Reinforcing System
Compounding Moat 01 · FINE-TUNING DATA Institution-specific corpus 02 · EXAMINER TRUST Audit trail track record 03 · CUSTOMER INTEL pKYC data asymmetry 04 · CAPITAL EFFICIENCY Basel ILM reduction (US) 05 · ONBOARDING SPEED Revenue advantage
Moat Depth Insight
Complete the moat assessment above to receive your compounding rate diagnosis.
Tool 03 of 05
Regulatory Convergence Gap Finder

Map your current compliance architecture against the three convergent requirements across all four regulatory waves. Check each cell where your architecture currently satisfies the requirement.

Architectural Requirement
FinCEN / BSA
AMLD6
EU AI Act / GENIUS
Dynamic Risk Scoring
ML-based, not rule-based thresholds
Complete Audit Trails
With human override records
Perpetual Monitoring
Event-driven, not calendar-based
Designated Human Accountability
Named BSA Officer with hardcoded authority
0/12
Requirements Satisfied
0% coverage
12
Open Gaps
High regulatory exposure
Aug 2026
Nearest Hard Deadline
EU AI Act full application
Regulatory Gap Insight
Check your requirements above to identify your regulatory exposure profile.
Tool 04 of 05
Interval Risk Window Calculator

Calculate the maximum period during which a customer's risk state can change without your institutional awareness. This is your compliance architecture's most honest performance metric.

Your KYC Program Parameters
Maximum Interval Risk Window
Select parameters
Select your KYC program parameters to calculate your maximum interval risk window.
OFAC Exposure Window
hours between list update and screening
iProDecisions Research · Issue 03 · The Interval Risk Window
Calendar KYC vs. Event-Driven pKYC — Exposure Comparison
CALENDAR KYC REVIEW REVIEW REVIEW RISK EVENT UNDETECTED INTERVAL RISK WINDOW PERPETUAL KYC CONTINUOUS MONITORING — ZERO INTERVAL RISK EVENT DETECTED IMMEDIATELY T=0 T+12 months T+24 months → TIME
Tool 05 of 05
18-Month Playbook Tracker

Track your progress through the 18-month institutional playbook. Check items as completed. Progress is saved locally in this session.

0
Actions Completed
of 20 total
0%
Playbook Progress
Phase 1: Foundation
18mo
Est. Time to Moat
at current pace
Playbook Insight
Begin checking off completed actions to track your moat-building progress.